Preheat the oven to 325°F. Grease and line three 4-inch cake pans (buy on Amazon HERE!) with parchment rounds. To make parchment rounds, simply trace the bottom of your cake pans onto a sheet of parchment paper, then cut along the lines with scissors. Place each round into the bottom of the greased pans to prevent sticking and make for easy release once baked. Mash the bananas in a mixing bowl. Stir in applesauce, peanut butter, eggs, milk, and vanilla.
Add oat flour, baking powder, cinnamon, and salt. Mix just until combined.
Let the batter rest for 5–10 minutes so the oat flour can absorb moisture.
Divide batter evenly among your pans, aiming for just under halfway full.
Bake (at 325°F) for 30–35 minutes, or until a toothpick comes out with a few moist crumbs.
While the cake is in the oven, prepare the frosting: in a mixing bowl, stir together the Greek yogurt, peanut butter, applesauce (if using), and vanilla extract until smooth and creamy. Place the frosting in the refrigerator to chill and thicken while the cake cools.
Once the cakes are done baking, remove from the oven and allow them to cool in the pans for 15 minutes.
After cooling, gently remove each layer from its tin and transfer to a plate or wire rack. Chill the layers in the fridge for at least 30 minutes, or until completely cooled.
Once chilled, use a serrated knife to carefully trim the domed tops off each cake layer. This will help your cake stack evenly and stay stable.
Place one cake layer on a small serving plate or cake board. Add a spoonful of frosting on top and spread it evenly with an offset spatula or the back of a spoon. Repeat with the second and third layers.
Time to frost: use the remaining frosting to cover the top and sides of the cake. A light "naked cake" style works beautifully here, but you can go fully frosted for a smoother finish. Chill again briefly to help it set, if needed.
Option to add toppings: decorate with baby-safe favorites like fresh raspberries, banana slices, or a soft birthday candle. Enjoy!